finedu
Learning path · Start with the business
UNIT 04 / 24

One business, three statements

Trace a transaction through profit, financial position and cash flow.

LESSON 1 OF 32 min read · then practice

Performance across a period

The income statement describes revenue, expenses, gains and losses for a period. It is also called a statement of operations or profit and loss statement. A typical nonfinancial company starts with revenue, subtracts cost of sales to obtain gross profit, then deducts operating expenses to arrive at operating income. Interest, nonoperating items and income tax lead to net income. Presentation varies by industry and framework.

Morrow's simplified year

ItemDollars
Revenue100,000
Cost of sales(55,000)
Gross profit45,000
Operating expenses, including depreciation(25,000)
Operating income20,000
Interest expense(2,000)
Pretax income18,000
Income tax expense, assumed(4,500)
Net income13,500

Parentheses indicate a deduction in this presentation. A data feed may instead store expenses as positive numbers, so inspect sign conventions before subtracting. Depreciation can sit inside cost of sales, other operating expenses or separate lines. Do not subtract it twice.

Gross margin is 45%. Operating margin is 20%. Net margin is 13.5%. Each answers a different question. A loan repayment and dividend are absent from the income statement because principal repayment reduces a liability and a dividend distributes equity; neither is an expense of generating the period's income.

MAKE THE IDEA YOUR OWN

Explain the mechanism.

Why might two companies with the same net income have very different operating performance?

Source notes & further reading

OpenStax · Principles of Accounting: Financial AccountingUS Securities and Exchange Commission · How to Read a 10-K

Original explanations and fictional examples. Source review: September 2026. See the learning method and scope.