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Learning path · Put it all together
UNIT 24 / 24

The analyst’s desk

Investigate a complete fictional business and defend your conclusions.

LESSON 1 OF 33 min read · then practice

Case file: Northline Instruments

Northline is an entirely fictional industrial equipment company. All amounts below are $m, for one year, with simplified US GAAP-style statements. COGS and other cash operating costs exclude D&A. Assume all tax expense is current and paid; there are no FX, acquisition or other noncash working-capital changes. Try each calculation before opening the interpretation.

Income statementCurrent year
Revenue1,200
COGS excluding D&A(720)
Other operating costs excluding D&A(300)
D&A(60)
Operating income120
Nonoperating gain on land sale20
Interest expense(30)
Income tax expense(27.5)
Net income82.5
Balance sheetOpeningClosing
Cash80157.5
Receivables180210
Inventory140160
Net PP&E400440
Land held outside operations400
Total assets840967.5
Trade payables100115
Debt300350
Equity440502.5

Additional evidence: cash capex is $100m, land sold for $60m, net new borrowing is $50m and cash dividends are $20m. There are no other movements.

Reconstruct the mechanism

EBIT is 82.5 + 27.5 + 30 = $140m; EBITDA is $200m. Removing the $20m nonoperating land gain gives a normalized operating EBITDA-like view of $180m. Operating working capital rises by 30 + 20 − 15 = $35m. Operating cash flow is 82.5 + 60 − 20 − 35 = $87.5m.

Cash flow after capex is negative $12.5m. Investing cash flow is −100 + 60 = −$40m. Financing cash flow is 50 − 20 = $30m. Cash increases 87.5 − 40 + 30 = $77.5m, ending at $157.5m. The balance sheet and equity rollforward reconcile: 440 + 82.5 − 20 = 502.5.

Interpretation: cash rose despite negative cash flow after capex because asset-sale proceeds and new borrowing provided funding. The land sale is not a repeatable operating source. This does not prove distress: capex may fund attractive growth. That question needs evidence about investment returns and future cash needs.

MAKE THE IDEA YOUR OWN

Explain the mechanism.

Write a short diagnosis explaining why Northline's EBITDA, free cash flow and cash balance tell different stories. Include the key numbers and one unresolved question.

Source notes & further reading

US Securities and Exchange Commission · Non-GAAP Financial Measures: Compliance & Disclosure InterpretationsUS Securities and Exchange Commission · Staff Accounting Bulletins, Topic 1: Financial StatementsCFA Institute · Financial Analysis Techniques — 2026 curriculum overview

Original explanations and fictional examples. Source review: September 2026. See the learning method and scope.